These days a good credit rating is more important than ever.  Having a bad credit rating is the modern day equivalent of being leper; you’ll be shunned and rejected by people and businesses everywhere.  With so much of our economics today running on credit, it is no wonder why people hold credit ratings with such […]

Getting your credit report information can be an important reality check. I was in dire straits and didn’t even know it. Having moved several times in the past six months, I was unaware that I was massively in debt for unpaid bills until I subscribed to an internet service that gave me updates of my […]

Spend a few minutes online or take in your daily mail and you’ll find something in common between the two experiences.  Credit card offers are everywhere.  You’ve probably gotten a few in the mail, addressed personally to you, they offer you amazing savings and low yearly fees in exchange for opening a credit line in […]